© Michael Feltham – Credit Risk Systems Consulting

I help lenders design and implement modern credit risk and lending systems.
My work sits at the intersection of credit policy, decisioning technology, and system architecture — translating credit risk strategy into scalable, integrated lending platforms.

Offering strategic consultancy and support on credit risk strategy, decisioning & system architecture

Specilaising in

  • Full lending architecture & process design

  • End to end data flow modelling

  • Internal and third-party system integrations

  • Decision engine design, implementation & performance monitoring

  • Translating credit risk policy into technical requirements

  • Database configuration


About me

I have over a decade of experience working across credit risk and lending technology, supporting some of the UK’s largest and most complex lending organisations.






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My Services

Explore how I can support you, from early diagnostics through to hands-on delivery.
Services are flexible and tailored to the challenges you’re facing.






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Get in Touch

Start with a 30-45 minute introductory call to discuss your requirements, understand your current landscape, and explore how I can best support you.






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